Basically, it’s the coverage that protects against many of the scenarios we’ve already discussed like property damage or bodily injury to third parties during production. Let’s peel back another layer and explore some different kinds of commercial drone insurance.ĭrone liability insurance is likely the type of drone coverage you'll need most of the time. Maybe you just need to know what to purchase. Maybe you don’t need a ton of convincing to get drone insurance for commercial use. What are the different types of commercial drone insurance coverage?
#DJI DRONE INSURANCE PROFESSIONAL#
When don’t you need drone coverage?Īgain, if you’re a professional who uses drones for commercial purposes, you really do need drone operator insurance, (we'll see later that, in some places, you won't even be able to shoot without it).īut… and that’s a big but… if your drone is cheap and you’re using it strictly on your own property, you might not need it. Get drone insurance, especially for commercial use. Should something go wrong on a shoot, whether that’s injury to someone on set, damage to that set, or even damage to the drone itself, you could be liable for thousands of dollars in repairs, replacement, or hospital bills.ĭrone insurance cost is a fraction of what you might be paying out-of-pocket for any one of these scenarios, so don’t put your luck to the test. Just because you aren’t breaking the law by not having personal drone coverage or drone insurance for commercial use doesn’t mean you shouldn’t have it.Ĭonsider the costs attached to any given project. You are not legally required to purchase commercial drone insurance coverage or drone insurance for recreational purposes. But let’s address the elephant in the room… is it illegal to not have drone operator insurance? We’ve laid out the basics of personal drone insurance versus commercial drone insurance. So, just like you would get commercial auto insurance or commercial liability insurance for a business, so too should you get commercial drone insurance for any drone usage that occurs specifically for your production or on behalf of your production company. Wondering if you need insurance for a drone? Well, for commercial use, it might be a good idea.ĭrones are quickly becoming a popular and sometimes requisite part of films, television shows, commercials, which is why the question of “do you need drone insurance” is surfacing more and more in this professional space. While important to encouraging folks to get drone insurance for recreational use, the rest of this article will focus on drone insurance for commercial use. So yeah, personal drone insurance is a very real thing, and a good one at that. But given that your drone will likely be mostly used outside of your home and in spaces beyond the coverage area of your homeowner’s insurance policy, you’ll likely need drone liability insurance for it. Homeowner’s insurance can offer some protections-like if your home is burglarized and your drone is stolen. We don’t want to make assumptions on someone’s drone operator prowess, but if it’s not a skillset developed for professional purposes, you might have more reason to get drone insurance for recreational use-because just one clip of a neighbor’s tree or accidental run-in with their car can translate into costly repairs for the drone, car, or both.īut what if you already have homeowner’s insurance? If you’re just having a bit of fun around your neighborhood, some people might ask, “do you really need drone insurance?” And well.yeah, you do. Personal drone insurance can provide important protections for someone who just likes to record footage with their drone for non-professional reasons. The type of insurance depends on what you intend to use your drone for-this typically breaks down to either personal usage or commercial usage. First of all, just like many other types of coverage, there isn’t just one catchall drone operator insurance.
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